Care Credit is one of the leading health care credit card in the United States. Care Credit is accepted by more than 175,000 providers in the country. A cardholder can begin his medical treatment as soon has he gets approved and do not have to wait till he receives the card.
Care Credit Bill Pay Options
The following are the various bill payment options offered by Care Credit card to its customers:
Online: You can pay your credit card bills online. To use the service, you are required to have an online account. You will then be able to login and make your payments.
Plus you also get additional benefits like the ability to view your statement online, update account information and more. This is a 24 hour payment option. As such, you have complete freedom in deciding when you want to pay – you can pay in the early morning or late at night. You will not be charged any fee for this service. To register an account, visit the following link and click the “Register” button – www.mysynchrony.com/carecredit-login
Scheduled Payments: Through this option, you can pre schedule your card bills to paid on a specific date. This is a very easy bill payment option that requires very little of your time. You can choose this option through your online account.
By Phone: If you prefer the comfort of phone payments, the company also offers that option. You can either choose to make payments through an Automated Phone System or can contact the customer service center at 866-893-7864. If you choose a customer care representative, then you will be charged a service fee.
By Mail: You also have the option to pay your card bills through mail. Send in your payments to –
GE Capital Retail Bank,
140 Wekiva Springs Road,
Longwood, FL 32779
Fee & Other Charges
The Annual Percentage Rate (APR) for purchases can go upto 26.99% and this may go up in the future if you make late payments. You may also be eligible for a special promotional APR of 14.90% for a limited period of time.
You will have 23 days from the closing of your billing cycle to pay off your card balance. If you do so, you will not be charged any interest. On the contrary, you will be charged an interest rate at no less than $2
The penalty fees for late payment and returned payment can go up to $35
If you are finding it difficult to make your payments, then you can contact the company. If you desist from doing so and continue racking up unpaid bills, then your credit card debt can accumulate and you may have a hard time paying your way out of it.
To apply for Care Credit card, you can visit the following link: www.carecredit.com/apply. If you wish to apply through phone, you can call at 800-677-0718.If you have any further questions with regard to Care Credit cards, you can call the company’s customer service center at 866-893-7864